If you get into a car wreck, there is a rather predictable series of events that will take place soon after. Hopefully, any injuries you’ve sustained are minor. If this is the case, you may not have to go to the hospital. There will likely be police asking questions, taking notes and trying to see if anything illegal is afoot. If you have a car wreck attorney, this is when you’ll want to call them. If you have to go to the hospital, you should call them at the soonest opportunity. There are serious reasons to call them first.
Your insurance company, even though you may love them, is going to try to limit the amount of money they pay toward anything involved with the accident. This isn’t because they’re scammers or lousy business people: it’s because, as a corporation, they have to protect their financial interests. Your vehicle accident lawyer will do the same for you. For that reason, call your attorney before calling the insurance company. The insurance company will almost certainly keep any justified financial obligations they have, but they’ll work hard to limit the amounts for which they’re liable, even if it’s against your interests.
Your vehicle accident lawyer should act as your intermediary between you and your insurance company and, most certainly, between you and the other individual’s insurance company. When you’ve been in an accident, it’s too easy to end up shooting yourself in the foot legally because you’re emotional, feel as if you’ve been wronged and may be facing very hefty bills due to the consequences of the accident. You’ll do better to let a lawyer handle dealing with the adjusters and other insurance company staff as, in all reality, it can be maddening for those involved in the accident.
You may be totally happy with your insurance company and have total faith in them. Of course, most people say the same about their health insurance, as well, until they actually try to file a claim. Truth be told, insurance companies are on the side of insurance companies and no one else. A car accident personal injury attorney is someone you hire to advocate for you specifically. Even when you’re dealing with your own insurance company, you’ll want one of these professionals on your side. Otherwise, you may well end up dealing with the accident long after it’s over.